### All Weeks Finance for Everyone: Decisions Coursera Quiz Answer

Finance for Everyone: Decisions will introduce you to the workings of the free markets and the foundations of finance. You will learn how free markets and their “creative destruction” provide the architecture for the global economy and how those same markets move money in ways that create and destroy wealth. Your financial toolkit will include timeless concepts like compounding, discounting, annuities, effective interest rates, and more.

You will also learn how to simplify important financial calculations and apply that knowledge to real-life decisions that can influence everything from how you pay for your car to where you live. Through peer review you will publish your view on an issue important to you. You will also discover how your applied decisions connect to bigger questions relating to changing market conditions as you prepare for the second course in F4E: Markets.

### Finance for Everyone: Decisions Coursera Quiz Answer

### Week 1

#### Quiz 1: Learner Interest Survey

Q1. Why did you choose to participate in Finance for Everyone: Decisions?

What do you think?

Your answer cannot be more than 10000 characters.

Q2. What do you hope to get out of this course?

What do you think?

Your answer cannot be more than 10000 characters.

Q3. What has been your most significant financial decision?

What do you think?

Your answer cannot be more than 10000 characters.

Q4. What is your financial background/experience?

**Novice (no background, little or no education)**- Intermediate (some background, some education)
- Expert (advanced educational background, work in the financial sector)

#### Quiz 2: Making a Difference 1

Q1. In this first week of *Finance for Everyone: Decisions*, we have begun to explore the financial systems that surround us and our communities, and which connect us to people all over the world.

**Reflect on your learning and engagement thus far. What are the takeaway messages that have resonated with you? Are there local or global issues that are newly grabbing your interest with your growing understanding of the broader context of finance? Perhaps at this stage you have more questions than answers. That’s okay! There are many individuals in your communities and around the world with similar questions.**

Regardless of your key insights, we encourage you to share them online in your social networks. Post your key learnings, insights, and/or opinions to your learning portfolio or twitter (and make sure to use the hashtag #F4E in your tweets)! You are free to choose the subject of your learning portfolio blog post or tweet; this way, you can focus on topics that catch your interest the most.

**Below, submit the link to the tweet or post you’ve written this week**, and please go back to the discussion post from this week and add it in there as well!

Your answer cannot be more than 10000 characters.

### Week 2

#### Quiz 1: Time Value of Money I

Q1. The present value of future cash flows increases if:

I. the interest rate decreases

II. the amounts occur closer to time zero

III. the compounding frequency increases

IV. the risk premium increases

- A) I & II only
- B) II & III only
- C) III & IV only
- D) I, II & III only

Q2. You invested $1,000 today at 4% compounded annually. How much interest was earned in year 5?

- A) $40.00
- B) $46.79
- C) $200.00
- D) $216.65

Q3. If a rate of return (r) and a time period (t) are greater than zero, then the:

I. Present value interest factors are less than one

II. Future value interest factors are less than one

III. Present value interest factors are greater than future value interest factors

IV. Present value interest factors grow as t grows, provided r is held consta

- A) I only
- B) I & II only
- C) I & IV only
- D) II & III only
- E) II & IV only

Q4. Grandma’s life savings of $100,000 earn 4% in a trust fund. You can’t withdraw the money until the amount has doubled.

How long will you have to wait until you can withdraw funds? Round off to the nearest year:

- A) 15 years
- B) 16 years
- C) 17 years
- D) 18 years
- E) 20 years

Q5. Beginners luck earned you $1,500 at the Casino when you were 26 years old. You used the $1,500 to buy shares in a 3D printing start-up company, which are worth $57,785.58 today.

If you are 57 years old today, what is your average annual rate of return? (Hint, what is the annual compounded interest rate?)

- A) 12.00%
- B) 12.08%
- C) 12.50%
- D) 12.94%
- E) None of the above

Q6. Suppose the nominal rate based is 7%, which is compounded monthly. Assuming the same effective rate of interest, what is the nominal rate based on quarterly compounding?

- A) 7.00%
- B) 7.04%
- C) 7.09%
- D) 7.22%
- E) 7.49

#### Quiz 2: Using Your Financial Calculator

Q1. If you invest $1,000 in a savings account earning 8% per year, how much will you have after 5 years?

**$1,469.33**- $1,000
- $1,040
- $1,500
- $1,694.33

Q2. What is the present value of saving $2,000 every year for 15 years at an interest rate of 12%?

**$13,621.73**- $14,621.73
- $30,000
- $13,216.73

Q3. What is the present value of saving $2,000 every year for 15 years at an interest rate of 12%? What is the amount if the savings were made at the beginning of every year?

**$15,256.34**- $14,621.73
- $30,000
- $13,621.73

Q4. How much would you have to deposit into your savings account

per month if you earn 10% per annum, with monthly compounding, if you want to

have $1,000,000 in the bank after 5 years?

**$12,913.71**- $12,000
- $329.51
- $16,530

#### Quiz 3: Making a Difference 2

Q1. In this second week of *Finance for Everyone: Decisions*, we have explored the flow of money, focusing on how good ideas are transformed into value in a functioning market system, as well as the various types of financial markets.

**Consider your evolving understanding and level of comfort with finance. Do you find your confidence in engaging with finance is growing? Do you feel more comfortable discussing financial concepts with family or community members than before taking this course? Have you begun evaluate your own financial decisions? What are some ideas to help you and your fellow learners increase your confidence and understanding?**

Regardless of your key insights, we hope you share them online. Post your key learnings, insights, and/or opinions to your learning portfolio or twitter (and make sure to use the hashtag #F4E in your tweets)! You are free to choose the subject of your learning portfolio blog post or tweet; this way, you can focus on topics that catch your interest the most.

**Below, submit the link to the tweet or post you’ve written this week**, and please go back to your Course Connections discussion post from this week and add it in there as well!

Your answer cannot be more than 10000 characters.

### Week 3

#### Quiz 1: Money Flows

Q1. Financial decisions:

I. are about two kinds of money: your money (debt) and my money (equity)

II. are about allocating money for its most productive use

III. are motivated by greed

IV. ultimately lead to a crisis

- A) I only
- B) I & II only
- C) III & IV only
- D) I, II & III only
- E) None of the above

Q2. Which markets differentiate securities according to their maturity?

- A) Primary versus secondary
- B) Money versus capital
- C) Debt versus equity
- D) Auction versus dealer
- E) Money versus capital AND debt versus equity

Q3. What is the ultimate financial goal of the firm?

- A) To maximize profits
- B) To maximize earnings per share
- C) To maximize the interests of all stakeholders
- D) To maximize the price of the shares
- E) To maximize its social responsibility

Q4. Some of the repercussions of free and unregulated markets include:

- A) High unemployment, inflation and interest rates
- B) Inequity and wealth concentrated for the few
- C) Overextended Debt markets
- D) High unemployment, inflation and interest rates AND inequity and wealth concentrated for the few
- E) Inequity and wealth concentrated for the few AND overextended Debt markets

Q5. The most important predictor of a market crash is:

- A) High unemployment, inflation and interest rates
- B) Inequity and wealth concentrated for the few
- C) Overextended Debt markets
- D) High unemployment, inflation and interest rates AND inequity and wealth concentrated for the few
- Inequity and wealth concentrated for the few AND overextended Debt markets

#### Quiz 2: Making a Difference 3

Q1. In this third week of Finance for Everyone: Decisions, we have considered the side effects and repercussions of financial markets.

As you begin to apply your growing understanding of the broader context of finance, what financial decisions are you considering for your own life? Furthermore, if you were to share your developing opinions about financial issues with those around you, what would be your most significant points? What would you recommend to others who are looking to make decisions? Overall, what financial ideas and issues do you wish to communicate about with those on a local, national, or global scale?

Regardless of your key insights, we hope you share them online. Post your key learnings, insights, and/or opinions to your learning portfolio or twitter (and make sure to use the hashtag #F4E in your tweets)! You are free to choose the subject of your learning portfolio blog post or tweet; this way, you can focus on topics that catch your interest the most.

Below, submit the link to the tweet or post you’ve written this week, and please go back to your Course Connections discussion post from this week and add it in there as well!

What do you think?

Your answer cannot be more than 10000 characters.

#### Quiz 3: Time Value of Money II

Q1. An annuity due is a series of:

A) Unequal beginning of period amounts for a set period of time

B) Equal beginning of period amounts for a set period of time

C) Equal beginning of period amounts that continue forever.

D) Equal payments that occur at the end of each time period and continue forever

E) None of the above

Q2. Which of the following cannot be calculated?

- A) The present value of a perpetuity
- B) The interest rate of a perpetuity, given its present value and amounts
- C) The future value of a perpetuity
- D) The present value of an annuity due
- E) The future value of an ordinary annuity

Q3. If the value today (t=0) of the future amounts below is $5,979.09 at 12%, what is the value of the missing (t=2) amount?

- A) $979.09
- B) $1,691
- C) $2,392
- D) $3,000
- E) None of the above

Q4. You’re excited to buy furniture worth $5,000, which you can pay back in 3

years in 36 equal monthly installments with the first payment due

today. The interest rate is 9% compounded monthly. What are your monthly

payments?

- A) $138.89
- B) $151.39
- C) $158.99
- D) $1,666.67
- E) $1,816.67

Q5. To have one million dollars when you retire in 35 years, how much will

you need to deposit every two weeks assuming a12% interest rate?

- A) About $42
- B) About $56
- C) About $67
- D) About $71
- E) About $73

Q6. To settle a credit card debt of $1,250, you’ve agreed to pay $110 at the

end of each month for the next year. What rate of interest are you

paying?

- A) 10.18%
- B) 10.40%
- C) 10.67%
- D) 12.33%
- E) 5.60%

### Week 4

#### Quiz 1: Final Quiz – Graded

Q1. If your $10 investment increases to $11 in 6 months, you would have earned the following annual rate of return:

- A) 1%
- B) 2%
- C) 10%
- D) 12%
- E) 20%

Q2. The present value of future cash flows increases if **_____**.

I/ the interest rate decreases

II/ the amounts occur closer to time zero

III/ the compounding frequency increases

IV/ the risk premium increases

- A) I and II only
- B) II and III only
- C) III and IV only
- D) I, II and III only
- E) All of the above

Q3. You invested $1,000 today at 4%. How much interest was earned in year 5?

- A) $40.00
- B) $46.79
- C) $200.00
- D) $216.65
- E) None of the above

Q4. Thanks to your new diet, you are eating healthy and saving $10 a day

during your 5 workday-week. You decide to set this aside as a future

retirement dividend by depositing $50 every Friday in a fund for each of

your remaining working years (45 years). Assume you can earn an average

return of 10% over this period, what will be the future value of your

investments the day you retire?

- A) 117,000
- B) $460,087
- C) $1,869,152
- D) $2,304,353
- E) None of the above

Q5. Present value the following cash prizes: (1) $150 annually forever or

(2) $100 every six months over the next 25 years. The rate of interest

is 6% compounded semi-annually.

- A) $2,463.05; $1,278.33
- B) $2,463.05; $2,572.97
- C) $2,500; $2,500
- D) $2,500; $2,556.67
- E) None of the above

Q6. You borrow $100 from “Jaw Breaker Joe” and promise to repay Joe a total

of $105 in one month. What is the effective annual interest rate charged

by Joe?

- A) 5.00%
- B) 60.00%
- C) 79.59%
- D) 179.59%

#### Quiz 2: End of Course Feedback

Q1. We’d like to take this opportunity to say how much we have

appreciated your

participation in this course! Because we value your feedback, we want to hear from you, no matter what

your intentions were when

signing up.

The following survey should take you no more than about 10 minutes.

(Please

ignore any grades from this survey; the Coursera platform requires non-zero

grades for every question, but there are no wrong or right answers!)

To begin, please describe one thing you liked about the course:*

(although you may, if you have time and would like to, describe more!)

What do you think?

Your answer cannot be more than 10000 characters.

Q2. Describe one suggested improvement – one you definitely want to see –

so we can make the course better for our future learners.

The more specific your advice, the better. (And again – if you have time

and the inclination, describe more than one improvement)

Some questions you might consider are: how could we have better supported your

learning? Were there barriers that prevented you from completing the

course or a particular activity?

What do you think?

Your answer cannot be more than 10000 characters.

Q3. How did you find the level of difficulty of Finance for Everyone: Decisions?

**Much easier than I expected**- Easier than I expected
- Just right
- More difficult than I expected
- Much more difficult than I expected

Q4. Any comments on the level of difficulty of Finance for Everyone: Decisions?

What do you think?

Your answer cannot be more than 10000 characters.

Q5. How did you find the pacing (speed) of the course?

**Much faster than I expected**- Faster than I expected
- Just right
- Slower than I expected
- Much slower than I expected

Q6. Any additional comments about the pacing of the course?

What do you think?

Your answer cannot be more than 10000 characters.

Q7. We’ll now ask you to rate your satisfaction on a variety of course

elements. What is your level of satisfaction with the Course Instructor?

**Excellent**- Good
- Fair
- Poor
- N/A

Q8. If you have any comments about the instructor, please provide them here.

What do you think?

Your answer cannot be more than 10000 characters.

Q9. What is your level of satisfaction with the Video Lectures?

**Excellent**- Good
- Fair
- Poor
- N/A

Q10. If you have any additional comments about the Video Lectures, please supply them here.

What do you think?

Your answer cannot be more than 10000 characters.

Q11. What is your level of satisfaction with the Quizzes?

**Excellent**- Good
- Fair
- Poor
- N/A

Q12. If you have any additional comments about the Quizzes, please supply them here

What do you think?

Your answer cannot be more than 10000 characters.

Q13. What is your level of satisfaction with the Course Connections Activities & Discussion Forums?

**Excellent**- Good
- Fair
- Poor
- N/A

Q14. If you have any comments about the Course Connections Activities & Discussion Forums,or the discussion forums more broadly, please supply them here.

What do you think?

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Q15. What is your level of satisfaction with the Making a Difference activities?

**Excellent**- Good
- Fair
- Poor
- N/A

Q16. If you have any comments about the Making a Difference activities, please supply them here.

What do you think?

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Q17. What is your level of satisfaction with the Peer Review Op-Ed culminating activity?

**Excellent**- Good
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- N/A

Q18. If you have any comments about the Peer Review Op-Ed culminating activity, please supply them here.

What do you think?

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Q19. What is your level of satisfaction with the LearnSmart activities?

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- N/A

Q20. If you have any additional comments about the LearnSmart activities, please supply them here.

What do you think?

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Q21. Do you have any other comments/suggestions or feedback on this course that you’d like to provide?

What do you think?

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##### Finance for Everyone: Decisions Course Review:

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##### Get All Course Quiz Answers of Finance for Everyone Specialization

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